Annuities and certificates of deposit (CDs) are staples among many conservative retirees who don't want to lower their risk profile as they enter their advanced years. Undoubtedly, it only makes sense ...

In 2025, both annuities and certificates of deposit (CDs) offer attractive, guaranteed returns, especially as interest rates are expected to drop soon. If you're looking for a safe, fixed return on ...

Are you torn between an annuity and a certificate of deposit (CD)? Both options are a safe way to grow your money and earn a guaranteed return. However, there are key differences between the two to be ...

Understanding the nuances of how each product works is essential to determining whether they’re right for your financial goals — or how they might even work together. But comparing the ins and outs of ...

Even though interest rates have been falling, high-yield savings accounts continue to make a lot of sense. It pays to shop around for the best rate you can find. Earn up to 3.8% on your money (and get ...

A deferred annuity is a long-term contract with an insurance company that provides future income–often for life–in exchange for premium payments, with options like fixed, variable, and indexed types ...

The days of earning 5% or more on nearly risk-free certificates of deposit (CDs) are coming to an end, but for some, they could be ending even sooner than expected as banks and other financial ...