"The year 2025 was an extraordinary and deeply distorted period for many reasons, including low credit loss rates and soaring asset values," notes WGA Chairman Christopher Whalen. "But history teaches ...

Private credit — direct lending to businesses outside the public bond markets — grew rapidly through the low-rate years of ...

Banks are facing growing pressure to manage interest rate risk in the banking book (IRRBB) and credit spread risk in the ...

CRTs have changed since the financial crisis. But the eventual credit cycle turn is likely to show again that weaker banks' CRT use merely transformed, but did not eliminate, risk, writes Jill Cetina.

MercadoLibre MELI enters 2026 with a credit profile that is materially exposed to borrower stress, funding cost swings and macro volatility, as lending expansion becomes the dominant driver of fintech ...

Artem Lalaiants is the Founder and CEO of RiskSeal with 10+ years in fintech and deep expertise in alternative credit risk scoring. In digital lending, the first risk decision isn’t about ...