Homeowners use offset mortgages to reduce the amount of interest they pay by applying their savings balance against their mortgage debt. While this strategy can be beneficial for some, this type of ...

Last month’s Budget has made saving less rewarding. Tax on interest is rising, cash ISA limits are shrinking, and frozen thresholds are pushing more of us into higher tax bands. For those with ...

Explain how offset mortgages work Describe the benefits an offset mortgage Identify the right types of clients for this product Explain how offset mortgages work Describe the benefits an offset ...

Offset accounts remain a popular feature in the Australian mortgage market, but new research warns they may be reinforcing wealth inequality. Homeowners most likely to benefit are typically ...