If you’re looking for a safe, fixed-return option to grow your retirement savings, an IRA certificate of deposit (CD) can be a reliable choice. With an IRA CD, your money is placed in a federally ...

Certificates of deposit (CDs) have become a popular safe haven for retirees. But with the Federal Reserve already cutting interest rates, today's CD yields may not last. Retirees who want to protect ...

Explore top short- and long-term CD rates available today Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side. Edited By Written ...

In September, the Federal Reserve lowered its benchmark interest rate for the first time this year. And there's a good chance we'll see at least one more rate cut before 2025 comes to a close. In ...

Since the Federal Reserve lowered its policy rate in September, many banks have quietly trimmed their CD APYs or discontinued splashy promo CDs. And with more rate cuts expected this year, APYs might ...

Discover how promotional CD rates offer higher returns to attract new deposits. Learn how banks and credit unions use these ...

Just last year, finding a 4.00% CD wasn't too difficult. But now in early 2026, it's a bit tougher. Banks have gradually lowered APYs over the past few months, and it's widely expected that the Fed ...

The Federal Reserve's benchmark rate has fallen by a collective 0.75% this year, thanks to the Fed issuing three 25-basis-point cuts in recent months. In all, the Fed rate has dropped 1.75% since ...

Understanding the nuances of how each product works is essential to determining whether they’re right for your financial goals — or how they might even work together. But comparing the ins and outs of ...

It often pays for retirees to put money into CDs. I'm not close to retirement, so I'm more focused on stocks these days. CDs are a good option when saving for near-term goals, not long-term ones. The ...