Before taking out a federal student loan, borrowers should first research the four different types.
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Direct student loans explained with pros and cons
Direct student loans, provided by the U.S. Department of Education, are a cornerstone of federal financial aid, offering students a way to fund their education without the need for private lenders.
Forbes contributors publish independent expert analyses and insights. Robert Farrington writes about higher education and student loans. Starting January 1, 2026, certain types of student loan ...
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