Credit rating is an independent assessment of an entity’s ability to meet its financial obligations on time. It serves as a critical signal of creditworthiness for investors, lenders, and regulators, influencing borrowing costs, investment decisions, and overall market confidence. Nitesh Jain, Chief Rating Officer at CareEdge Global IFSC Limited, explains how credit ratings work and why they play such a pivotal role in modern financial systems. CareEdge is a leading global agency that provides c
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